A banking upgrade we actually recommend
One business bank account that makes your life easier and ours too.
Whether you run rental properties, a small business, or both, the account you bank with shapes how clean your books are all year. We point our clients at Relay because it helps you stay organized and it helps us do better work for you, faster and often for less.
What is Relay, exactly?
What it does for you
Real estate investors, small business owners, whoever’s signing the checks
Up to 20 free checking accounts
One login, separate accounts per property, project, or department. Money stays organized without a spreadsheet.
No fees, no minimums, no credit check
The Starter plan is free, forever, and setup takes minutes. No branch visit required.
Cards that listen to you
Up to 50 debit cards with spend limits by property, project, or category. Freeze one instantly if something looks off.
Up to $3M in FDIC coverage
Through Relay’s sweep program across partner banks, well past a single account’s $250K limit.
What it does for us, as your CPA team
Which turns directly into better service for you
Books sync automatically
Transactions flow straight into QuickBooks or Xero, already categorized and accurate. We spend our time finding strategy for you, not chasing down what a charge was for.
We see activity in real time
Read-only access lets us check in on your numbers during the year, not just at filing time, without ever needing your login.
Cleaner data, lower cleanup cost
Fewer commingled transactions and less reconciling from scratch can mean less bookkeeping cleanup work, and that shows up in what you pay us.
Planning instead of just filing
When we can see your numbers year-round, we catch tax-saving moves while there’s still time to act on them, instead of finding them in April.
Pick your plan
- 20 accounts, 50 cards
- 1.11% APY on savings
- 1% cash back
- Approval workflows
- 1.75% APY on savings
- 1.25% cash back
- 50 accounts, no ACH fees
- 3.00% APY on savings
- 1.5% cash back
Most clients we work with start on Starter and only move up once the team or transaction volume grows. Full plan details at relayfi.com/pricing.
Ready to make the switch?
Bring it up at your next meeting with us, or explore it yourself first at relayfi.com. The cleaner your books, the more time we spend finding you deductions instead of chasing down statements.
